NILS provides interest-free loans for individuals or families on low income

• NILS is generally for the purchase of essential household items such as fridges, washing machines, televisions, beds or clothes dryers
• NILS may also provide to meet other essential needs such as health aids or education costs
• NILS is not for emergency relief, bond or rent money, living expenses or debt repayment

Organisations that assist with NILS applications in Townsville:

• St Vincent de Paul Society Queensland, 22-26 Echlin St, West End    Phone 1800 846 643
• Community Gro – Garbutt, 4 Hugh St Garbutt    Phone 4779 7268
• Community Gro – Upper Ross, 1/43 Allambie Lane, Rasmussen    Phone 4774 0144